Budgeting for a mortgage
Your monthly mortgage payment amount is likely to be substantial but will not be the only expense associated with owning a property. Asides from your fixed monthly mandatory expenses, you should also consider the following: property transfer tax, other real estate taxes, house insurance, utilities, maintenance costs, and much more. We will help you plan and budget for the potential expenses.
Schedule a meeting for budgeting for a mortgageDifferent types of mortgages
There are a variety of mortgages and one needs to consider which type is the most suitable. They include conventional mortgages, low down payment mortgages, and many more. You might also consider utilizing the Home Buyer’s Plan to help with the down payment and mortgage planning.
Schedule a meeting for different types of mortgagesGetting a pre-approval
In a heated real estate market, it can be advantageous to get a mortgage pre-approval prior to placing an offer. It is also helpful to understand how much you can borrow and how much of a down payment you need to put in, to secure your dream property. We work with experienced lending specialists and can aid in pre-approving you for a mortgage with the most competitive interest rates.
Schedule a meeting for getting a pre-approval