Mortgage Planning and Pre Approvals

Choosing a mortgage that is right for you can go a long way

Aristo works closely with independent brokers and/or financial institutions and we can help you in securing the best interest rates on your mortgage. Whether you’re planning to purchase a home or switch, refinance or renew your mortgage, we will help you find the best option.

Budgeting for a mortgage

Your monthly mortgage payment amount is likely to be substantial but will not be the only expense associated with owning a property. Asides from your fixed monthly mandatory expenses, you should also consider the following: property transfer tax, other real estate taxes, house insurance, utilities, maintenance costs, and much more. We will help you plan and budget for the potential expenses.

Schedule a meeting for budgeting for a mortgage

Different types of mortgages

There are a variety of mortgages and one needs to consider which type is the most suitable. They include conventional mortgages, low down payment mortgages, and many more. You might also consider utilizing the Home Buyer’s Plan to help with the down payment and mortgage planning.

Schedule a meeting for different types of mortgages

Getting a pre-approval

In a heated real estate market, it can be advantageous to get a mortgage pre-approval prior to placing an offer. It is also helpful to understand how much you can borrow and how much of a down payment you need to put in, to secure your dream property. We work with experienced lending specialists and can aid in pre-approving you for a mortgage with the most competitive interest rates.

Schedule a meeting for getting a pre-approval

Talk to us today

Plan ahead for your real estate purchase and get pre-approved for a mortgage. Contact us now.

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Disclaimer: The strategies, advice, and information in this publication are provided for a general guidance only. It is not intended to provide specific real estate, mortgage, financial, investment, tax, legal, accounting or any other advice for you. Hence you should not rely upon this general information in that regard. You should consult your own professional advisor to ensure your individual needs are considered and met, based on the latest and most updated trends. Mortgage and real estate services are offered through our partners and may include independent brokers/associates, and may be offered through different financial institutions and/or companies.

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Aristo works closely with brokers and financial institutions to help you secure the best interest rates

Whether you’re planning to purchase a home or switch, refinance or renew your mortgage, we will help you find the best option.

Setup a meeting