Retirement Planning

We help make saving and planning for retirement easier

Did you know that the median value of retirement assets of Canadians age 55 to 64 is just over $3000? Many individuals lack a solid retirement plan and have neglected to save during their working years, so it is not surprising that they will not have sufficient savings for a stable retirement income. It is important to plan for your retirement as early as possible to ensure a good standard of living during your retirement years.

Accumulating enough savings

Just saving a couple hundred dollars per month can help you accumulate a large portion of assets upon retirement. Our advisors will help you choose the most appropriate investment strategies and calculate how much you need to set aside now to reach your retirement goals.

Schedule a meeting for accumulating enough savings

Learning about government benefits

It is important for you to be aware of the eligibility requirements for government benefits such as the Old Age Security and the Guaranteed Income Supplement. Having a clear idea of your retirement income and expenses is vital as you do not want to outlive your retirement savings.

Schedule a meeting for learning about government benefits

RRSP withdrawal methods

You’ve purchased RRSPs almost every year to deduct your income, but how should you plan to withdraw them? Every dollar is taxed as income upon withdrawal, and will directly deduct your Guaranteed Income Supplement. There are tax efficient ways drawdown your RRSPs, allowing you to transfer your assets to a non-registered investment.

Schedule a meeting for rrsp withdrawal methods

Meet with us today

Our advisors will analyze your situation, while providing advice to help you meet your retirement goals through maximizing government benefits, minimizing taxes, and selecting suitable investment strategies. Contact us now.

Setup a meeting
Services & Products

Related Services & Products

Insurance Protection

The foundation of a solid financial plan involves utilizing insurance to protect against risks and uncertainties. Protect your future with the right coverage.

Learn More

Investment Strategies

No matter your investmenting experience, our advisors will analyze your risk tolerance and help you establish a portfolio that is suited to your situation.

Learn More

Preparing Your Estate

Proper planning with regards to your assets prior to your departure can make a significant difference. We will help smoothen the process of wealth transfer, maximizing value while minimizing taxes and fees.

Learn More

Minimizing Taxes

It is important to recognize which investment vehicles will allow you to invest tax-free or tax-deferred, and deduct your income and overall tax liabilities.

Learn More

Property Tax Planning

Through proper tax planning, you may be able to generate assets through utilizing this government program, instead of just paying taxes and getting nothing back.

Learn More

Securing Your Child's Financial Future

With the numerous ongoing financial obligations that people face when starting a family, saving for your child’s education and future may seem difficult.

Learn More

It's never too early to start saving for retirement

It is important to plan for your retirement as early as possible to ensure a good standard of living during your retirement years. Schedule a meeting with us today.

Setup a meeting